SIP

A systematic Investment Plan (SIP) is a smart and hassle-free way to invest money in mutual funds with a certain pre-determined amount at regular intervals (weekly, monthly, or quarterly). It is designed to help investors save regularly and thus accumulate wealth in a disciplined manner over long term.

Before you start a new investment, ask yourself an important question:
What exactly are you saving and investing for?

That’s where having goal oriented SIP plays a vital role

This is a serious moment of introspection! In order to invest for the future, you are cutting back on spending your wealth now. There must be some future purpose for this sacrifice – a future goal whose present value and importance outweigh the pleasure of today’s spending, the same can be achieved with goal-oriented SIP. The concept of Goal-oriented SIP aims to focus on investment with a more goal-oriented approach. Goal-based investing is more of a concept that can assist in the identification, quantification, and design of an action plan for accomplishing various financial objectives. Start an SIP today to meet your goals.

The target value for a goal can be set by the investor while making investments. They can pick from any of the available plans to invest their funds on a regular basis through a Systematic Investment Plan (SIP) with the intention of achieving their specific goal. Starting a goal-oriented SIP will provide you with the benefit of compounding and long-term wealth growth while avoiding the hassle of trying to time the market.

5 Step Approach To
Reach Your Goals

Identification of Specific Financial Goals

Financial goals are benchmarks you set for your spending, investments, or savings over a certain time period. The stage of life you’re in usually determines what type of goals you wish to achieve. Formalizing a list of financial goals may help prioritize them

Categorize Goals into Buckets. You can have multiple SIPs for multiple goals

Short-term (1-3 years) Dream Vacation
Mid-term (3-5 years) Funding Your Business/Buying a car
Long-term (More than 5 years) Buying Your Dream Home /Planning Your Retirement /Planning Your Child’s Future

Asset-Allocation

Asset allocation is the process of diversifying your investment portfolio among several asset classes, such as gold, debt, and stock. Based on your risk tolerance, investment horizon, and financial objectives, asset allocation seeks to strike a balance between risk and rewards.

Selection of the Right Investment

With so many investment options out there, it can be difficult to make the right decision at the right time. Choosing the right investment helps in building a balanced portfolio and aims to ensure that the investment provides benefits in the long term.

Reviewing portfolio & reconstructing strategy

To reduce risks and control risk-adjusted appreciation, investors must frequently review and rebalance their investment portfolios in line with market movements.

Investors should consult their financial advisor if they are not clear about the suitability of the product.

Benefits of investing in SIPs

Affordable

Convenient

Rupee cost
averaging

Power of
compounding

Disciplined
Investing

Power the Potential of Your Goals with SIP & stay invested for long term wealth creation. Start an SIP Today!

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

SIP

5 Step Approach To Reach Your Goals