Focus on sustainable business models
Diversification across market capitalizations and sectors
Long-term wealth creation through intrinsic value capture
Bank of India Value Fund is an open-ended equity scheme that follows a value investing approach, seeking long-term capital appreciation by investing across market capitalizations while remaining sector-agnostic. The fund focuses on identifying businesses with intrinsic value and potential for positive change that may not yet be fully recognized by the market. It follows a bottom-up stock selection process complemented by macroeconomic overlays.
Value Investing: The Sustainable Path to Long-Term Wealth Creation
Source: ACEMF. Data as of July 2026. Returns are Compounded Annualised Growth Rate (CAGR). Past performance may or may not be sustained in the future. The above simulation is for illustration purposes only and should not be construed as a recommendation or an assurance on returns. Bank of India Mutual Fund is not guaranteeing or forecasting any returns.
Bank of India Value Fund – 5-filter Approach for Portfolio Allocation
A Diverse Set of Return Drivers Enhances Alpha
Note: Portfolio construction approach described above is based on the understanding and broad thesis of the funds investment approach and is not to be construed as an assurance.
What the Fund Aims to Do
Invest predominantly in companies showcasing rate of change (ROCh)
Invest across market cap and remain sector agnostic
Identify businesses which have intrinsic value and showcase unrecognised potential for growth
Bottom-up stock selection with macro overlays
Note: The above represents the investment assessment approach and may change based on market conditions and circumstances.
Who Should Invest in the Fund?
Suitable for investors looking to participate in the value creation journey of the Indian economy
Optimize returns with emphasis on investing in undervalued stocks with a reasonable margin of safety
Experienced investors who have high-risk appetite
Investment horizon of 5 years and above
Fund Facts
| Scheme | Bank of India Value Fund |
| Type | An open ended equity scheme following a value investment strategy |
| Investment Objective | The investment objective of the scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related instruments following a value investment strategy. However, there is no assurance that the investment objective of the scheme will be achieved. |
| Benchmark | Nifty 500 TRI |
| Fund Manager | Mr. Nav Bhardwaj |
| Plan & Options | Options under each Plan(s) i.e. Regular Plan & Direct Plan Growth Income Distribution cum Capital Withdrawal (IDCW) (Reinvestment of IDCW & payout of IDCW option) |
| Exit Load |
|
| Minimum Investment | ₹ 5,000 and in multiples of ₹ 1/- thereafter. |
Note: For more details about the scheme, please refer the Scheme Information Document.
(as applicable)
- • Long term capital appreciation
- • Investment predominantly in equity and equity related instruments following a value investment strategy
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at very high risk
Benchmark riskometer is at very high risk
As per AMFI – Tier I Benchmark is Nifty 500 TRI.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
The above product labelling assigned during the New Fund Offer (NFO) is based on internal assessment of the scheme characteristics or model portfolio and the same may vary post NFO when the actual investments are made.
Statutory Disclaimer:
This presentation is for information purpose only and is not intended to be any investment advice. Please make independent research/ obtain professional help before taking any decision of investment. Bank of India Investment Managers Private Limited (AMC) makes no representation as to the quality, liquidity or market perception of any securities/ issuer/ borrower, if described in the report above, nor does it provide any guarantee whatsoever. Information and material used in this report are believed to be from reliable sources. However, AMC does not warrant the accuracy, reasonableness and/or completeness of any information. AMC does not undertake to update any information or material in this presentation. Decisions taken by you based on the information provided in this report are to your own account and risk. AMC and any of its officers, directors and employees shall not be liable for any loss or damage of any nature, as also any loss or profit in any way arising from the use of this material in any manner. This presentation, or any part of it, should not be duplicated, or contents altered/ modified, in whole or in part in any form and or re-distributed without AMC’s prior written consent.