Data as on 04th feb 2025

Bank Of India CONSERVATIVE HYBRID FUND

Investment Objective

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Fund Manager

Fund Highlights

  • An open ended conservative hybrid fund with a mandate to invest 75%-90% in debt & money market instruments and 10-25% in equity and equity related securities.
  • The equity component offers investors the opportunity for higher returns as compared to traditional fixed income instruments.
  • The fixed income component offers stability of portfolio as the major part of the portfolio is always invested in debt / money market instruments.
  • An ideal investment avenue for the traditional fixed income investor who wants some exposure to equity
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  • Click here for SID

Riskometer

Scheme Riskometer:

Investor understand that their principal will be at very high risk 

The above Riskometer is based on the portfolio as on 30th April, 2026.

This product is suitable for investors who are seeking*:

  • Long term capital appreciation and regular income.
  • Investment in equity and equity related securities (10% - 25%) as well as fixed income securities (Debt / Money Market Instruments / Govt. Securities).

Benchmark Riskometer : CRISIL Hybrid 85+15 - Conservative Index:

Investor understand that their principal will be at very high risk

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 30th April, 2026.

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Government of India 18.0%
TREPS 17.4%
Indian Railway Finance Corporation Limited 7.8%
Small Industries Dev Bank of India 6.2%
Tata Capital Housing Finance Limited 4.6%
Muthoot Finance Limited 3.9%
Bajaj Finance Limited 3.1%
Nirma Limited 3.1%
Power Finance Corporation Limited 3.1%
Power Finance Corporation Limited 1.6%

Credit Profile

32.6%
AAA
21.2%
Equity
18%
SOV
17.4%
TREPS
4.7%
AA
3.9%
AA+
2.3%
Others*

Asset Allocation

41.2%
CORPORATE DEBT
21.2%
Equity Holdings
19.3%
Cash & Other Receivables
18%
GOVERNMENT BOND AND TREASURY BILL
0.3%
CDMDF
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan - Growth Option & Direct Plan - Growth Option)

Current Value of Standard Investment of Rs 10000 in the
Date NAV Per Unit(Rs.) Scheme Returns(%)^ Benchmark Returns #(%) Additional Benchmark Returns # #(%) Scheme (Rs) Benchmark #(Rs) Additional Benchmark # #(Rs)
1 Year 34.1083 2.09 % 1.78 % -0.03 % 10209 10178 9997
3 Years 28.7018 6.66 % 7.44 % 5.99 % 12132 12401 11906
5 Years 21.9081 9.72 % 6.70 % 4.72 % 15894 13827 12593
10 Years 17.4998 7.12 % 8.31 % 6.04 % 19898 22224 17972
Since inception 10.0000 7.52 % 8.88 % 5.82 % 34821 43232 26455

^ Past performance may or may not be sustained in the future
# CRISIL Hybrid 85 + 15 - Conservative Index
# # CRISIL 10 Year Gilt Index


1. Mr. Alok Singh has been managing this scheme from May 21, 2012. In addition to this, he manages 7 other open-ended schemes and co-manages 2 scheme of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure

IDCW History(Regular Plan- Annual IDCW)

Record Date IDCW (`/Unit)
25-March-2019 0.07203243
25-March-2019 0.06670224
02-February-2021 0.26970000
02-February-2021 0.26970000
CLICK HERE TO VIEW THE IDCW HISTORY