Data as on 04th feb 2025

Bank Of India BALANCED ADVANTAGE FUND

  • Fund Type : An Open Ended Dynamic Asset Allocation Fund
    Entry Load : Nil
    Date of Allotment : March 14, 2014
    Features : Liquity SIP SWP STP
  • Benchmark :
    Nifty 50 Hybrid Composite Debt 50: 50 Index Total Return Index (TRI)
    Exit Load :
    • For redemption/switch out of initial units allotted within 3 months from the date of allotment :1% Exit Load
    • Any redemption/switch out from the date of allotment of units after 3 months: NIL

Investment Objective

The Bank of India Balanced Advantage Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

Fund Manager

  • Alok Singh

    CFA and PGDBA from ICFAI Business School.

    Alok Singh  
    See detail

Fund Highlights

  • Open-ended dynamic asset allocation fund investing in both equity and debt.
  • Suitable for medium-term deployment of funds -Ideal for those who have an investment horizon of 2+ years.
  • The fund follows a dynamic asset allocation between equity and fixed income based on equity market valuations.
  • The fund can invest between 0-100% in equities and 0-100% in Fixed Income depending on market valuation expectation and trend. Upto 10% of the portfolio can be invested in units of InvITs / REITs
  • Click here for KIM
  • Click here for SID

Riskometer

Scheme Riskometer:

 

The above Riskometer is based on the portfolio as on October 31, 2025.

This product is suitable for investors who are seeking*:

  • Long term capital appreciation
  • Dynamic asset allocation between equity and fixed income based on equity market valuations

Benchmark Riskometer : NIFTY 50 Hybrid Composite Debt 50:50 Index (TRI) :

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

Benchmark Riskometer Nifty 50 Hybrid Composite Debt 50:50 Index TRI as on October 31, 2021.

The above Benchmark Riskometer is based on the portfolio as on October 31, 2025.

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Government of India 6.1%
Reliance Industries Limited 5.4%
ICICI Bank Limited 4.8%
IRB InvIT Fund 4.2%
HDFC Bank Limited 4.1%
National Bank For Agriculture and Rural Development 3.5%
Small Industries Dev Bank of India 3.5%
ITC Limited 3.5%
State Bank of India 3.4%
Bharti Airtel Limited 2.9%

Credit Profile

71.1
Equity
9.9
AAA
6.1
SOV
6
InvIT
2.8
AA
1.8
AA+
1.6
TREPS
0.6
Others*

Asset Allocation

78.1%
Equity Holdings
8.1%
Cash & Other Receivables
4.8%
InvIT
4%
Government Bond And Treasury Bill
2.5%
Corporate Debt
2.4%
Mutual Funds/Exchange Traded Funds
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan - Growth Option & Direct Plan - Growth Option)

Current Value of Standard Investment of Rs 10000 in the
Period NAV Per Unit (Rs.) Scheme Benchmark Additional Benchmark Returns Schemes Benchmarkrs Additional Benchmark
1 yrs 24.5186 4.14 % 7.29 % 7.59 % 10414 10729 10759
3 yrs 18.8370 10.66 % 10.98 % 13.90 % 13555 13672 14781
5 yrs 14.7273 11.62 % 12.32 % 18.56 % 17337 17885 23449
10 yrs 12.5779 7.33 % 10.91 % 13.67 % 20300 28196 36060
Since inception 10.0000 8.38 % 11.34 % 11.34 % 25533 34937 45657

^ Past performance may or may not be sustained in the future
# CRISIL Credit Risk Debt B-II Index
# # CRISIL 10 Year Gilt Index

^ Past performance may or may not be sustained in the future.
Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.

IDCW History(Regular Plan- Regular IDCW)

Record Date IDCW (`/Unit)
25-June-2018 0.02449771
25-June-2018 0.02449722
29-July-2021 0.40000000
29-July-2021 0.40000000
CLICK HERE TO VIEW THE IDCW HISTORY
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