Data as on 04th feb 2025

Bank Of India Mid & Small Cap Equity & Debt Fund

Investment Objective

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Fund Manager

  • Alok Singh

    CFA and PGDBA from ICFAI Business School.

    Alok Singh  
    See detail

Fund Highlights

  • An open-ended equity fund which invests between 65 to 80% in mid & small cap equities and the remaining in fixed income securities.
  • Ideal for those who have an investment horizon of 3+ years.
  • By investing in a mix of mid cap equities and debt, the debt instruments offer a cushion and helps reduce the volatility of the portfolio.
  • Endeavors to provide higher return than traditional balanced funds and with lower volatility as compared to pure mid & small cap equity funds
  • Click here for KIM
  • Click here for SID

Riskometer

Scheme Riskometer:

Investor understand that their principal will be at very high risk 

The above Riskometer is based on the portfolio as on 30th June, 2026.

This product is suitable for investors who are seeking*:

  • Long term capital appreciation and income distribution
  • Equity fund investing in Mid & Small Cap equity and equity related securities (not part of the top 100 stocks by market capitalization) as well as fixed income securities

Benchmark Riskometer: NIFTY MidSmallcap 400 Total Return Index (TRI) : 70%; CRISIL Short Term Bond Fund Index: 30%

Investor understand that their principal will be at very high risk

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 30th June, 2026.

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
National Bank For Agriculture and Rural Development 2.4%
ICICI Bank Limited 2.3%
TREPS / Reverse Repo Investments 2.3%
Abbott India Limited 2.3%
Aurobindo Pharma Limited 2.2%
Indian Bank 2.2%
UNO Minda Limited 2.1%
Bank of Maharashtra 2.1%
Nippon Life India Asset Management Limited 2.1%
Glenmark Pharmaceuticals Limited 1.9%

Credit Profile

76.2%
Equity
10.9%
A1+
6.5%
AAA
2.3%
TREPS
2%
SOV
1.2%
AA
0.7%
Others*
0.3%
AA+

Asset Allocation

76.2%
Equity Holdings
10.9%
Money Market Instruments
7.1%
CORPORATE DEBT
3%
Cash & Other Receivables
2%
GOVERNMENT BOND AND TREASURY BILL
0.9%
RFV_N-AMRT
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance for Regular-Growth Plan

Fund performance: NAV, scheme/benchmark returns, and current value of a standard investment of Rs 10000, by period
Current Value of Standard Investment of Rs 10000 in the
Date NAV Per Unit(Rs.) Scheme Returns(%)^ Benchmark Returns #(%) Additional Benchmark Returns # #(%) Scheme (Rs) Benchmark #(Rs) Additional Benchmark # # (Rs)
1 yrs 37.9400 6.69 % 5.42 % -3.84 % 10669 10542 9616
3 yrs 23.6600 19.62 % 17.32 % 9.54 % 17109 16141 13140
5 yrs 19.0000 16.34 % 14.99 % 9.88 % 21305 20095 16012
10 yrs NA NA NA NA NA NA NA
Since inception 10.0000 15.23 % 14.30 % 12.11 % 40480 37397 30894

^ Past performance may or may not be sustained in the future
# NIFTY MidSmallcap 400 TRI: 70% and CRISIL Short Term Bond Fund Index: 30%
# # Nifty 50 TRI


1. Mr. Alok Singh has been managing this scheme from February 16, 2017. In addition to this, he manages 7 other open-ended schemes and co-manages 2 scheme of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.

IDCW History(Regular Plan- Regular IDCW)

Record Date Plan/Option IDCW (`/Unit)
26-May-2026 Regular Plan - IDCW Option 0.25
26-May-2026 Direct Plan - IDCW Option 0.26
CLICK HERE TO VIEW THE IDCW HISTORY